Solutions · Construction

You did the work. ArcPay makes sure you get paid.

Progress claims, retention sums, slow-paying main contractors — ArcPay tracks every dollar owed to you and chases it automatically.

Progress claims · Project Marina
Claim #4 · S$84,000Paid
Claim #5 · S$112,500Certified
Claim #6 · S$96,000Submitted
Retention heldS$29,250
Day 14 reminderScheduled → main con
Every claim
tracked: submitted → certified → paid
Auto
reminders to main contractors
DSO
per main con — know who pays slow
Projects
AR and AP tagged per job

The job isn’t done until the payment clears.

In construction, the job isn't done when the work is done — it's done when the payment clears. Progress claims sit unanswered, retention drags for months, and your subbies and suppliers want their money now. The gap between what you're owed and what you owe is where contractors die.

Who owes you what
MainCon A · 3 claimsS$208,500 · 41 days avg
MainCon B · 1 claimS$96,000 · 62 days avg
Retention across jobsS$47,800
Next follow-upAutomatic

Four things ArcPay does from day one.

  • Track every progress claim and its status — submitted, certified, paid
  • Automatic payment reminders to main contractors, professionally worded, on schedule
  • DSO dashboard shows exactly who pays slow, so you price the next job accordingly
  • Manage subcontractor and supplier bills against project cash coming in
Project cash · in vs out
Claims certified+ S$112,500
Subcon bills due− S$64,200
Supplier bills due− S$18,750
Net position+ S$29,550

Forward an invoice. Watch every field read itself.

The same AI extraction that runs on every ArcPay account — pick a sample and try it:

Live AI extraction
Extracted fieldsScanning…
VendorSingtel Ltd
SubtotalS$227.98
GST (9%)S$20.52
TotalS$248.50
Due date2026-07-15
Ready to sync with Xero

Questions, answered.

How does ArcPay track progress claims?

Each claim is tracked like an invoice with its own status — submitted, certified, paid — so you always know where every dollar sits, per project and per main contractor. Reminders chase the unanswered ones automatically.

Will it really chase a main contractor for me?

Yes — professionally worded payment reminders go out on the schedule you set, via email and WhatsApp. Firm, polite, and consistent, which is exactly what gets claims moving.

Can I see which main contractors pay slow?

That is what the DSO view is for: actual days-to-payment per customer, not what the contract says. Use it to price the next tender or decide how much exposure you can carry.

Can I tag invoices and bills to projects?

Yes — AR and AP can be tagged to projects (WBS codes), so you can see what each job is owed and what it owes.

What about my subbies and suppliers?

Their bills run through the same flow — captured by AI, approved on your rules, paid by PayNow or FAST — so you manage outgoing money against the project cash coming in.

Does it handle GST?

Every claim and bill is GST-tagged as it happens, and the F5 exports in one click when the quarter ends.

Know who owes you what, down to the day.

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