Every supplier invoice, captured to paid.
Forward the PDF, approve in one tap, pay by PayNow or FAST — and Xero updates itself with GST tagged for IRAS.
Approve, pay & sync — from your phone.
Tap approve, generate a PayNow QR, then simulate the scan and watch the payment auto-reconcile into Xero. It’s interactive — try it:
Bills arrive by chaos. They land in one queue.
Supplier invoices reach you by email, WhatsApp screenshot and paper. Today someone re-types each one into the accounting system — and every re-type is a chance for a wrong amount, a missed GST line, a lost bill.
With ArcPay, you forward the invoice and AI reads every field in seconds. You review, confirm, and it becomes a coded bill — no keyboard involved.
- Forward from Gmail, email your ArcPay inbox, or upload the PDF
- Vendor, amounts, GST and due date extracted for you to review
- You confirm every extraction before it moves forward
The right person signs off before anything moves.
Multi-level approval rules route each bill to the right approver automatically. They see the invoice and the extracted details side by side, and approve from their phone in one tap.
Every decision is recorded on a permanent audit trail — who approved what, and when. Nothing pays out without the chain completing.
Paid by PayNow. Closed in Xero.
Payment goes out via PayNow or FAST straight from the approval — real-time settlement, no internet-banking detour, no credentials stored.
The moment it settles, Xero catches up by itself: bill marked paid, GST tagged for IRAS, receipt attached to the transaction.
- Real-time settlement via PayNow and FAST
- ArcPay never holds your internet-banking login
- Bill closed in Xero with GST code and receipt attached
From inbox to paid in four steps.
Send in the invoice
Email, Gmail forward or upload — every supplier bill lands in one queue.
Review the extraction
AI reads every field; you confirm before anything moves forward.
One tap to sign off
Rules route the bill to the right approver, on mobile, with a full audit trail.
PayNow out, Xero updated
Real-time payment, bill closed, GST tagged, receipt attached. Done.
Plays well with what you already use.
Questions, answered.
How do invoices get into ArcPay?
Three ways: forward them from Gmail, email them to your dedicated ArcPay inbox, or upload the PDF directly. Every invoice lands in a single queue, so nothing gets lost in someone’s mailbox.
Does anything get paid without my approval?
No. Payments only release after your approval rules complete — multi-level if you want them. Every approval is recorded permanently, and there is no side door.
How do payments actually work?
Via PayNow or FAST, with real-time settlement. Payments authorize directly through the payment rails — ArcPay never stores your internet-banking credentials.
What happens in Xero?
The bill is created from the extraction, marked paid when the payment settles, tagged with the right GST code for IRAS, and the receipt is attached — automatically, in both directions.
What if the AI misreads a field?
You review every extraction before it becomes a bill. Corrections take seconds, and nothing is approved, paid or synced until you’ve confirmed the details.
What does it cost?
Plans start at S$79/month, and every plan starts with a 14-day free trial — no credit card required. See the pricing section on our homepage for the full breakdown.
Stop keying in supplier invoices tonight.
Set up in 10 minutes. 14-day free trial. No credit card.