Every supplier invoice, captured to paid.
Upload the PDF, approve in one tap, pay from your own bank and record it — the bill closes with GST tagged for IRAS.
Approve, pay & record — from your phone.
Tap approve, pay the supplier from your own banking app, then record it — the bill is marked paid. It’s interactive — try it:
Bills arrive by chaos. They land in one queue.
Supplier invoices reach you by email, WhatsApp screenshot and paper. Today someone re-types each one into the accounting system — and every re-type is a chance for a wrong amount, a missed GST line, a lost bill.
With ArcPay, you upload the invoice and AI reads every field in seconds. You review, confirm, and it becomes a coded bill — no re-typing involved.
- Upload the PDF or photo, or bulk-import a month from Excel
- Vendor, amounts, GST and due date extracted for you to review
- You confirm every extraction before it moves forward
The right person signs off before anything moves.
Multi-level approval rules route each bill to the right approver automatically. They see the invoice and the extracted details side by side, and approve from their phone in one tap.
Every decision is recorded on a permanent audit trail — who approved what, and when. No bill is cleared to pay without the chain completing.
Paid from your bank. Recorded in ArcPay.
ArcPay does not move money. You pay the supplier by PayNow, FAST or GIRO from your own internet banking, as you do today — ArcPay never holds your banking login.
Record the payment against the bill — or let the bank statement import match it — and the bill closes with its GST code and receipt on file.
- Pay from your own bank by PayNow, FAST or GIRO
- ArcPay never holds your internet-banking login
- Bill closed with its GST code and receipt on file
From inbox to paid in four steps.
Send in the invoice
Email, Gmail forward or upload — every supplier bill lands in one queue.
Review the extraction
AI reads every field; you confirm before anything moves forward.
One tap to sign off
Rules route the bill to the right approver, on mobile, with a full audit trail.
Pay from your bank, record it here
You pay in your banking app; ArcPay records it and closes the bill, GST tagged, receipt on file.
Plays well with what you already use.
Questions, answered.
How do invoices get into ArcPay?
Upload the PDF or a photo — extraction, coding and the duplicate check run on every one — or bring a month of bills in one Excel sheet. Every invoice lands in a single queue. Email forwarding to an ArcPay inbox is on the roadmap and not live yet.
Does anything get paid without my approval?
A bill is cleared to pay only after your approval rules complete — multi-level if you want them. Every approval is recorded permanently, and there is no side door.
How do payments actually work?
You pay from your own bank — PayNow, FAST or GIRO — exactly as today. ArcPay does not move money and never stores your internet-banking credentials. You record the payment in ArcPay (or the statement import matches it) and the bill closes.
What happens in Xero?
The bill is created from the extraction, marked paid when you record the payment, tagged with the right GST code for IRAS, and the receipt is attached — automatically, in both directions.
What if the AI misreads a field?
You review every extraction before it becomes a bill. Corrections take seconds, and nothing is approved, paid or synced until you’ve confirmed the details.
What does it cost?
Plans start at S$49/month, and during the beta you can start free with no credit card. See the pricing section on our homepage for the full breakdown.
Stop keying in supplier invoices tonight.
Set up in 10 minutes. Free during beta. No credit card.