Stop drowning in supplier invoices. Start seeing your cash.
ArcPay automates AP/AR for Singapore F&B businesses — from invoice capture to GST F5 — so you know exactly what you owe, what you're owed, and whether payday is covered.
Hundreds of invoices. Zero midnight typing.
Running outlets means hundreds of supplier invoices a month — produce, meat, packaging, utilities. They arrive by WhatsApp, email, and paper. Someone keys them in at midnight. GST quarter-end is a scramble. And you never quite know if next month's rent and payroll clear.
Four things ArcPay does from day one.
- Snap or forward any supplier invoice — AI extracts it in seconds, coded to the right account
- See payables by supplier and due date, approve payments in one tap
- Cash flow visibility built from your actual invoices and bank feed
- GST F5 figures ready every quarter, not rebuilt from shoeboxes
Forward an invoice. Watch every field read itself.
The same AI extraction that runs on every ArcPay account — pick a sample and try it:
Start with a free template.
Not ready to switch yet? Start with free Singapore-ready spreadsheets — and let ArcPay automate them when you are.
Purchase order
Free Excel purchase order template for Singapore SMEs — supplier and delivery blocks, itemised lines with GST at 9%, and an authorisation sign-off.
Free XLSX downloadExpense report
Free Excel expense claim template for Singapore companies — 20-row claim sheet that splits the 9% GST portion out of receipts, with approval sign-offs.
Free XLSX downloadCash flow forecast
Free 12-month cash flow forecast in Excel, built for Singapore SMEs — GST payments to IRAS, CPF contributions, and PayNow receipts as first-class line items.
Free XLSX downloadQuestions, answered.
Our invoices arrive as WhatsApp photos. Can ArcPay read them?
Yes — snap a photo or forward the image and the AI extracts vendor, amounts, GST and due date, coded to the right account. Paper, email and PDF all work the same way.
We get hundreds of invoices a month. Does the plan cover that?
Plans are sized by invoice volume — Starter covers 100 a month, Growth 500, Scale 2,000 — so you pick the tier that matches your flow. Every plan starts with a 14-day free trial.
How do supplier payments work?
You see payables by supplier and due date, approve in one tap, and pay by PayNow or FAST with real-time settlement. No internet-banking detour between service and close.
Will I actually know if payday clears?
Your cash picture is built from real invoices and your bank feed — what is due out, what is coming in, and what payroll and rent will take. Ask the AI CFO and the answer comes from your live books.
What happens at GST quarter-end?
Nothing dramatic — that is the point. Every transaction was tagged when it happened, so the F5 figures are ready to export, with the IRAS Audit File alongside.
Does it work with Xero?
Yes — two-way sync. Bills, payments and GST codes land in Xero automatically, and your accountant gets a free seat.
See your cash position clearly — start your free trial.
14-day free trial. No credit card.