An AI CFO that shows its working.
Ask about cash flow, runway or GST and get an answer computed from your live books — in exact cents, traceable to source documents. The AI explains; the database does the math.
Can we cover payroll and rent next month if collections slip two weeks?
Yes, with S$18,240.55 to spare. Expected inflows S$96,300.00 (14 invoices), committed outflows S$78,059.45 including payroll, CPF, rent and the Q2 GST payment.
Ask your AI CFO anything.
Type a question about your numbers, or tap a sample — watch it think, then answer with the metrics behind it. Deterministic demo data.
Why ArcPay's numbers hold up.
A chatbot reading your spreadsheet produces a number that's roughly right — and you can't tell when it isn't. A skipped row or an approximated subtotal looks identical to a correct answer, and in finance a confident wrong answer is worse than none.
ArcPay never lets the model do arithmetic. Every figure is computed in exact cents inside the database, checked against your ledger, and only then handed to the AI to explain. Wrong answers aren’t caught — they’re made structurally hard.
Live answers from live books.
Because ArcPay runs your AP and AR, the cash picture isn't a report you build — it's a side effect of doing the work. What's due in, what's due out, and what payroll, rent, GST and CPF will take next month are already in the system.
Ask what your runway looks like, or what happens if collections slip a month — the answer is recomputed from actuals, not from a memory of them.
- Cash flow from your real invoices and commitments
- Runway with what-if scenarios, seeded from actuals
- Recurring obligations — payroll, rent, GST, CPF — included
Every figure has an evidence trail.
Every number ArcPay shows traces back to source documents — the invoices, credit notes and bank lines behind it. When you (or your accountant, or IRAS) ask where a figure came from, the answer is one click, not a forensic exercise.
A chatbot has a view. ArcPay has hands.
A chatbot can comment on your finances. ArcPay operates them — it captures the invoice, routes the approval, makes the payment, tags the GST, and then answers questions from the records it created.
That's the difference between advice and operations: one produces an opinion about your cash, the other produces your cash position.
Questions, answered.
Is the AI doing the math?
No — that is the point. Every figure is computed deterministically in the database, in exact cents, and checked against your ledger. The AI’s job is to understand your question and explain the verified result.
What can I ask?
Cash flow, runway, what-if scenarios, GST position, budget versus actuals, who owes you what — anything that lives in your books. If the data is in ArcPay, the answer comes from it.
How is this different from asking ChatGPT about my spreadsheet?
A general chatbot estimates from what it reads and can be confidently wrong. ArcPay’s answers are computed by the database from your live transactions and traceable to the documents behind them — the model never invents a number.
Where does my financial data live?
On AWS Singapore with bank-grade encryption. ArcPay never stores your internet-banking credentials.
Does it know about payroll, rent and GST obligations?
Yes — recurring obligations like payroll, rent, GST and CPF are part of the forecast, so runway answers reflect real commitments rather than just invoice flow.
Ask your books a question.
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