Invoice, remind, get paid on time.
Send PayNow-ready invoices, let automatic reminders do the chasing — politely, persistently — and see exactly who pays slow.
Chase less, get paid faster.
An unpaid invoice, walked through the collection loop — send a PayNow reminder, the customer pays, and it auto-reconciles while DSO drops. Try it:
The customer hasn’t paid yet. Nudge them with a PayNow link by email — or share it on WhatsApp.
Make paying you the easy option.
Every ArcPay invoice goes out with a PayNow payment link — your customer taps, scans, and the money moves in real time. No bank transfer forms, no "we'll process it Friday".
GST is applied correctly from the start, so what your customer sees is exactly what your F5 will say.
- PayNow link on every invoice
- Professional invoice emails with your details and line items
- Credit notes handled with the right GST treatment
The chasing happens without you.
The awkward part of AR is not the invoice — it is the third reminder you never quite send. ArcPay sends professionally worded email reminders on the schedule you choose.
Persistent without being rude, and consistent in a way no busy human is. Slow payers learn the invoices from you do not slip.
See exactly who pays slow.
DSO tracking shows how long each customer really takes to pay — not what their terms say. Price the next job, set the next deposit, and decide who gets credit with open eyes.
Payments reconcile against invoices automatically, and Xero stays in sync throughout.
See exactly who pays slow.
Average days to pay versus agreed terms, per customer — with the oldest overdue invoice surfaced. Sign in and it fills with your own receivables.
Portfolio DSO
— days
Open receivables
$0
Slowest payer
Avg days to pay is the mean settlement lag on paid invoices. Customers paying past their agreed terms are flagged in red. Sign in to see your own customers.
From work done to money in.
Send with PayNow
Professional invoice, correct GST, payment link included.
Auto-chase politely
Email reminders on your schedule — no awkward drafting. Share any invoice on WhatsApp in one tap.
Paid in real time
PayNow settlement lands instantly and reconciles against the invoice.
Know your payers
DSO per customer tells you who to chase, who to trust, and how to price.
Connected to how Singapore pays.
Questions, answered.
How do customers pay?
Every invoice includes a PayNow payment link. Customers pay from their banking app in seconds, and settlement is real-time — no waiting for a transfer to clear.
What do the reminders look like?
Professionally worded nudges sent by email on the schedule you choose, and a one-tap WhatsApp share for when you want to nudge personally. Firm, polite, and consistent — and you can step in or pause them for any customer at any time.
Will reminders annoy my customers?
The tone is deliberately professional and the cadence is yours to set. Most customers pay after the first nudge — the point is that the nudge always goes out.
How is GST handled on invoices?
GST is applied at the current rate for GST-registered businesses and carried through to your F5 automatically. Credit notes get the correct GST treatment too.
What is DSO and why should I care?
Days Sales Outstanding — how long customers actually take to pay you. ArcPay tracks it per customer, so you can spot slow payers early and price or set terms accordingly.
Does this sync with Xero?
Yes — invoices, payments and GST codes flow into Xero automatically, so your books stay current without re-keying.
Send your next invoice with ArcPay.
Free during beta. No credit card.