Hundreds of small invoices, three GST treatments, and an F5 that has to be right.

ArcPay handles high-volume billing where every line item can carry a different GST treatment — and reconciles the flood of small payments coming back.

From SGD 49/month · Built for Singapore · Syncs with Xero

Invoice INV-8804 · issued from lane templateCLASSIFIED ✓
Ocean freight SIN→LAXzero-rated$2,840
Local trucking9%$320
Port disbursementout of scope$145
F5 boxes updated automatically.

The problems nobody else talks about

Freight software is built for shipments and containers — almost nothing fixes the invoice flood and the GST split between your ops desk and your books.

The three treatments

GST classification is a per-line problem.

International freight is zero-rated; local handling and storage are standard-rated at 9%; disbursements you bill on behalf (port charges, agent fees) have their own treatment. One invoice can carry all three. Misclassify at volume and your F5 is wrong at volume.

Hundreds a month

Invoice volume crushes small teams.

A forwarder doing 40 shipments a week issues hundreds of invoices a month, most under $2,000. The admin load scales with shipment count, not revenue.

The 80 debtors

Collections are a thousand paper cuts.

No single customer owes much, but 80 customers each owing $1,500 across 4 invoices is real money — and nobody has time to chase 80 small debtors individually.

Every line lands in the right box.

Per-line GST treatment

Carried from invoice through to the GST tracker, so zero-rated supplies and standard-rated supplies land in the right F5 boxes without quarter-end surgery.

Recurring and templated invoicing

For repeat lanes and standing customers — issue in seconds, not minutes, and at volume that difference is a headcount.

Automated dunning across the whole debtor book.

Every overdue invoice gets its reminder sequence, regardless of size. The $900 invoice gets chased as reliably as the $19,000 one.

Reconciliation engine

Matches the daily stream of small inbound payments to open invoices automatically — the workload that usually eats an ops person’s afternoon.

AI CFO

Answered from verified ledger data — a question you currently answer only when filing.

“What’s my standard-rated vs zero-rated revenue split this quarter?”

Hundreds of invoices. One calm ops desk.

8:30 AM

Overnight shipments hit the billing queue; templated invoices for the repeat lanes go out in seconds each.

8:45 AM

Every line carries its own GST treatment — ocean freight zero-rated, local handling at 9%, disbursements on their own treatment.

10:00 AM

The morning’s stream of small inbound payments is matched to open invoices automatically.

11:30 AM

Reminder sequences go out across the whole debtor book — the $900 invoices chased as reliably as the $19,000 ones.

2:00 PM

Ops reviews the handful of unmatched payments instead of the whole day’s inflow.

4:30 PM

The GST tracker shows the quarter’s F5 boxes already current — nothing waiting for quarter-end surgery.

Hundreds of small invoices moved through the day — and nobody spent the afternoon keying, matching, or chasing.

Volume is only a problem when it’s manual.

ArcPay is built in Singapore for Singapore freight forwarders — GST-native, Xero-connected, and priced for SMEs.

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  • F5-ready GST split, maintained continuously instead of rebuilt quarterly
  • Invoice issuance time that doesn’t scale with shipment count
  • Small debts collected without dedicating a human to them